JILIWIN GCash — Limits, Fees & Settlement
GCash is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas licenses it in the Electronic Money Issuer category.
Key facts and contents
- Operator
- G-Xchange, Inc., which Mynt runs as a joint venture involving Globe Fintech Innovations and Ayala Corporation
- Regulator
- Bangko Sentral ng Pilipinas licenses it in the Electronic Money Issuer category
- Wallet limit
- For Fully Verified it is PHP 100,000, measured at any given time. A Basic wallet stops at PHP 10,000, a GCash Jr wallet at PHP 50,000, a Fully Verified wallet at PHP 100,000, a GCash Plus wallet at PHP 500,000 and a GCash Platinum wallet at PHP 1,000,000.
- Per-transaction cap
- Not published
- Settlement
- timing that belongs to the rail underneath, not to GCash, meaning real time for wallet-to-wallet and InstaPay transfers and same banking day for PESONet
- Figures as of
- 2026-09
GCash is mentioned all the time when Philippine casinos are discussed, and the numbers that come with it typically originate from the casino instead of GCash. This page relies on figures the provider itself put out.
GCash at a glance
| Field | Value |
|---|---|
| Operated by | G-Xchange, Inc., which Mynt runs as a joint venture involving Globe Fintech Innovations and Ayala Corporation |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | For Fully Verified it is PHP 100,000, measured at any given time. A Basic wallet stops at PHP 10,000, a GCash Jr wallet at PHP 50,000, a Fully Verified wallet at PHP 100,000, a GCash Plus wallet at PHP 500,000 and a GCash Platinum wallet at PHP 1,000,000. |
| Per-transaction cap | Not published |
| Settlement | timing that belongs to the rail underneath, not to GCash, meaning real time for wallet-to-wallet and InstaPay transfers and same banking day for PESONet |
| Published fees | Combined across all OTC channels, PHP 8,000 per month of over-the-counter cash-in is free; beyond it, 2 per cent applies to the excess, and the tally resets on the first of each month. A linked-bank cash-in via InstaPay costs whatever the bank charges, PHP 15 at BPI and PHP 10 at UnionBank. For PayPal cash-in, amounts below PHP 20,000 pay 1 per cent, while amounts at or above pay a flat PHP 200; GCash states that from 7 March 2026 it becomes a flat 1 per cent. For Payoneer, cash-in and remittance claims come at no cost. A minimum PHP 100 cash-in at Pera Outlet agents is charged a suggested 1 per cent, with the outlet setting the rate |
Take these figures as point-in-time, as they were recorded in 2026-09. Without any notice, payment providers rewrite their limits and fees, which leaves the provider’s own page as the one source that stays current.
Verification tiers
- Basic — Scan to pay or cash in, pay bills or buy load. PHP 10,000 as the wallet ceiling, PHP 5,000 in and PHP 5,000 out monthly, no daily cap stated
- GCash Jr. — Users aged 7 to 17 are covered, and they get the Basic feature set. Monthly cash-in of PHP 10,000, daily and monthly cash-out of PHP 10,000, and a wallet ceiling of PHP 50,000
- Fully Verified — Among the additions are the GCash card and Borrow, followed by send money, bank transfer, pay online, GSave, GInvest, GInsure and GLife. PHP 100,000 can be held in the wallet, PHP 100,000 can come in per month and PHP 100,000 can go out per day, with no monthly cap
- GCash Plus — The requirement is Fully Verified status plus a linked bank or investment account. The wallet tops out at PHP 500,000, takes in at most PHP 500,000 per month and pays out at most PHP 100,000 per day
- GCash Platinum — Eligible Globe Platinum subscribers only. PHP 1,000,000 wallet cap, PHP 1,000,000 monthly in, PHP 500,000 daily out and PHP 1,000,000 monthly
The published ceiling of For Fully Verified it is PHP 100,000, measured at any given time. A Basic wallet stops at PHP 10,000, a GCash Jr wallet at PHP 50,000, a Fully Verified wallet at PHP 100,000, a GCash Plus wallet at PHP 500,000 and a GCash Platinum wallet at PHP 1,000,000. applies to the tier stated above, not to every account.
How fast money actually moves
GCash settles timing that belongs to the rail underneath, not to GCash, meaning real time for wallet-to-wallet and InstaPay transfers and same banking day for PESONet. What that covers is the rail and nothing about the casino, since before a withdrawal arrives at GCash an operator may keep it for its own review, and the wait mostly originates in that review.
A per-transaction cap is not published. None is published for this rail.
What GCash says about gambling transactions
Gambling merchants are not banned outright in GCash’s own terms and conditions; what comes closest is a general clause against pyramid and Ponzi schemes. Regulation is what drives the restrictions that do exist. Under BSP Memorandum M-2025-029, dated 14 August 2025, every BSP-supervised institution had 48 hours to remove in-app links and redirects to gambling and gaming sites, and GCash withdrew the GLife Games top-up and withdrawal feature with effect from 16 August 2025.
Blocking roughly 3,200 merchants is what GCash reports after they abused its QR system to redirect users to illegal gambling and scam sites; it also separately states a zero-tolerance policy toward illegal gambling operators. Everything above puts a restraint on merchants connected to illegal gambling as well as in-app gaming top-ups. Neither permission nor prohibition is stated: none of it says GCash may be used to fund a licensed casino’s cashier, or that it may not.
Paying with GCash at JILIWIN
- Sign in at JILIWIN and open the cashier.
- Your account’s cashier lists payment methods, and GCash is the one to pick.
- Make sure the name on your JILIWIN account matches the name on your GCash account.
- On the cashier screen, look at the minimum, maximum and any fee, and only after that confirm the amount.
Live limits for your account are displayed on the cashier screen, so check it prior to the first deposit you make with any new method.
FAQ
Does GCash charge fees?
Published fees: Combined across all OTC channels, PHP 8,000 per month of over-the-counter cash-in is free; beyond it, 2 per cent applies to the excess, and the tally resets on the first of each month. A linked-bank cash-in via InstaPay costs whatever the bank charges, PHP 15 at BPI and PHP 10 at UnionBank. For PayPal cash-in, amounts below PHP 20,000 pay 1 per cent, while amounts at or above pay a flat PHP 200; GCash states that from 7 March 2026 it becomes a flat 1 per cent. For Payoneer, cash-in and remittance claims come at no cost. A minimum PHP 100 cash-in at Pera Outlet agents is charged a suggested 1 per cent, with the outlet setting the rate. Providers revise these without notice.
How do I pay with GCash at JILIWIN?
With your sign-in done, head to the cashier and choose GCash out of the methods shown against your account. Before you confirm, see that both accounts carry the same name and look over the limits displayed by the cashier.
How long does GCash take?
The rail settles timing that belongs to the rail underneath, not to GCash, meaning real time for wallet-to-wallet and InstaPay transfers and same banking day for PESONet. The operator also reviews a withdrawal on its own before releasing it, and that step is usually longer.
Who regulates GCash?
GCash — regulation: Bangko Sentral ng Pilipinas licenses it in the Electronic Money Issuer category. That covers the rail, not the casino.